Your How to Guide to
Renewing your Mortgage

1.REMEMBER, YOU'RE IN THE DRIVER'S SEAT
You’ve got a track record as an owner, and lenders will want your business and will compete for it. That’s where a Mortgage Broker can really help. Your first step is to connect with me. With low interest rates and a growing selection of innovative mortgage solutions, you could potentially save thousands by shopping around.

2.COMPARISON SHOP
As an expert in the field, I know what’s going on in the marketplace and can connect with over 50 lenders to find the best interest rate and options for your renewal. After all, a lower rate can save you big time in costs over the life of your new mortgage.

3.DO THE MATH
You’ll be offered a number of loan options, so we will discuss them and choose one that best suits your needs. Over and above considering the lowest rate, we will discuss whether a fixed or adjustable rate is better for your situation.

4.ASK FOR MORE
There will be a few fees and costs associated with this process, such as legal and administrative costs for transferring the mortgage, as well as a mortgage discharge fee. As your Mortgage Broker I can ask to have these costs absorbed – it’s worth asking because it’s competitive out there.

5.SIT BACK AND RELAX
That’s it. Once your renewal is completed you can sit back and give yourself a pat on the back (and your Mortgage Broker too).