Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
1.65%
Current prime rate is
2.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 3.09%
- $477.88
- 2.79%
- $462.54
- $15.34
-
- 1 Year
- 3.14%
- $480.46
- 1.64%
- $406.28
- $74.18
-
- 2 Years
- 3.19%
- $483.05
- 1.59%
- $403.93
- $79.12
-
- 3 Years
- 3.49%
- $498.74
- 1.59%
- $403.93
- $94.81
-
- 4 Years
- 3.74%
- $512.02
- 1.64%
- $406.28
- $105.74
-
- 5 Years
- 4.59%
- $558.49
- 1.69%
- $408.64
- $149.84
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- 7 Years
- 5.35%
- $601.69
- 2.44%
- $444.98
- $156.70
-
- 10 Years
- 5.60%
- $616.23
- 2.84%
- $465.07
- $151.15
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowAlison B (Surrey) Aug 2020 Kelly is a pleasure to work with. She is incredibly thorough and organized and explains the process along the way. She found us the perfect lending solution and we look forward to working with her again when we renew our mortgage.
Paul & Harriet H (Burnaby) Sept. 2020 I’m glad I chose Kelly as my mortgage broker. She is very knowledgeable, and was very accommodating for our meetings (being available during weekends and evenings for chats). She really push the extra mile to be sure that we were happy, on top of that she’s a very nice person so it’s great to work with her. Highly recommended!
Elizabeth & Alex (Richmond) June 2020 Kelly went above and beyond to find us the best mortgage that fit our parameters. She was also very knowledgeable and made sure we understood the ins and outs of the different mortgages available. We would most definitely use her again. Thank you for all your help in securing our very first home!
Tim & Allison M (Vancouver) May 2020
Kelly was our mortgage broker for the house we just purchased and we couldn’t have been happier with her services. Not only is she a pleasure to deal with, but her extensive experience and knowledge were instrumental in us being able to find the perfect mortgage for our situation. In addition, between when we removed subjects on our house and the transaction completed, Kelly kept checking the rates offered by our lender and was able to lock us in at a lower rate. This lower rate enabled us to unlock $30,000 for some upcoming renovations! We can’t recommend Kelly highly enough.
Amin & Rupi (Kamloops) June 2020 – Thank you so much for everything. You were amazing and very helpful. I would’ve been lost without your help. I will for sure recommend you to anyone I know that is looking for a mortgage.
Trevor & Sam (Langley) April 2020 After dealing with previous mortgage brokers in the past and being left skeptical; it was a breath of fresh air working with Kelly.
Kelly took the time to patiently explain the process, educating us along the way. Kelly conducting herself in a very professional manner and was timely with all our needs.
We would definitely recommend working with Kelly Hudson for any mortgage needs.
Thank you Kelly!
Matt & Celia (Delta) Dec. 2019 “My partner and I just bought our first home together, and were completely new to the world of mortgages and lenders. Kelly exceeded all our expectations, and we really couldn’t have asked for better. She spent a great deal of time ensuring that the mortgage we got was the right fit for us, answered our (many) questions, and educated us about mortgages throughout the entire process. Can’t recommend highly enough! “
Dani (Burnaby) Sept 2019 – Excellent high class service from start to finish. And amazing Personality I would highly recommend Kelly Hudson I have very poor credit and she manage to get me the best deal. Will use her services again 👍
Andrie C (Abbotsford) August 2019 Very knowledgeable and an amazing personality!! Was a pleasure having her as my mortgage broker! Highly recommended!!
Sadaf – Kelly has been such a joy to work with, she is clearly passionate about her job. She is very patient and knowledgeable as well. I am a first time home buyer and Kelly took the time to answer all my questions and concerns. She also managed to get me the best mortgage rate out there with a lender that is suitable for me. I definitely would recommend her services to family and friends!
Chris Dinnell – Realtor I have referred a number of clients to Kelly and each and everyone of them have raved to me about Kelly amazing service. From the beginning to the end, Kelly works hard to get the best possible mortgage terms & rate for her clients. I highly recommend her to anyone looking for a mortgage broker. Thanks Kelly and keep up the great work!
Louise & Rob May 2019 – Louise and I wanted to thank you for making our cottage purchase painless. You were very informative thru each step of the process, your sense of humour made light of any challenges. In the end there were no surprises and we are very thankful !!
Kelly you come highly recommended !
Rod E (Surrey) 2019 – If you are looking for a top notch mortgage broker, look no further than Kelly Hudson.
I recently moved from Alberta and Kelly was wonderful in helping me find a competitive lender to secure financing for a new home for our family. She was hard working, incredibly knowledgeable and quick to deliver and respond as needed. She made the process smooth and easy, while educating me in the process into what was needed. I recommend her highly!
Barbara and Brian (Richmond) May 2017 Kelly assisted us in getting a mortgage to purchase a cabin. She was very helpful, explained everything very clearly, and found a mortgage plan that met our specific needs. We met numerous times to discuss related issues and she was very easy to reach via phone and email. When we needed advise in understanding and resolving a specific issue that had arisen a year after obtaining our mortgage, she went above and beyond her obligation and generously assisted us with information that helped us resolve the matter. We would recommend Kelly very highly and without any reservations.
Preety & Anuj June 2018
Kelly was extremely professional and helpful! She definitely loves what she does and her passion for mortgages is infectious. We loved dealing with her for all the time she invested in making sure we understand the ins and outs of our mortgage. She hasn’t only made clients, but has built a relationship to foster on.
Anthony S (Nov 2018) When I sat down with Kelly, to discuss my credit I was blown away, how quickly she pulled up my credit score and discussed where things stand. She gave me insights on how the credit system works and what efforts are necessary to keep a good credit standing.
I had the impression, I would only be able to use Kelly’s service, if I am in need of buying a new home, but soon realized that a mortgage broker is way more than that. Kelly has been extremely helpful, and I am impressed with the amount of knowledge she has in this regard.
Katie G & Darren A (Sept 2018) One month ago, Darren and I purchased our first home! Through the process, we had lots of support from our mortgage broker and educator, Kelly Hudson!
Kelly spent many hours with us, teaching us about mortgages and debt and preparing us for what was one of the most exciting moments in our lives. If you are looking to purchase a home in the next year or two, speak to Kelly! If you are looking to purchase your first home, re-mortgage, or purchase a second property, contact Kelly; she has lots of advice and can help get you ready for when the time comes.
Thanks for all your time and hard work Kelly!
Steven Z (Oct 2018) Kelly is a wonderful and knowledgeable person in many aspects of life, especially when it comes to mortgages. Compared to mortgage specialist from the big banks who glosses over details, Kelly will make sure you understand the implications and details from purchasing your first home to signing into a mortgage. She explains it in a way that anyone without prior knowledge about mortgages could understand.
While most people think the interest rate is the most important part of the mortgage, there are many other factors to consider. Kelly did not appear as someone who wants to sell you a mortgage, but rather someone who wants to help you find the best mortgage that tailors to your specific needs. I wouldn’t hesitate to recommend her to anyone.
As a bonus, she also bakes the most amazing cookies.
Elaine F & Dave G Sept 2018 Kelly was fantastic with explaining all the ins and outs of first time home buying! She always followed up with us after every meeting to make sure we understood what we had discussed. This whole experience was made so much smoother with her help!
We wanted to thank you for all your help with our mortgage renewal. We would have been lost without you! We’ll be in touch in a few years when we’re looking for a new place.
Cheers, Allison and Tim Vancouver July 2018
Nelson & Jeanne Vancouver BC July 2018 Kelly was our mortgage broker for the purchase of our new townhouse. She was very accommodating with our busy schedule and explained the financial aspect of mortgages clearly. I felt that she listened to our concerns and made sure she found a mortgage plan that worked for us. What makes her different from other mortgage brokers is that she is very personable. She really cared that our path towards the purchase of this new home would be successful and comfortable for us. I would recommend her to other clients with no hesitation.
Chris K & Rhea L Vancouver (July 2018) From the beginning of our home-buying dream to the day we closed our deal, Kelly has been exceptionally knowledgeable, enthusiastic, and diligent. Her availability and connections played a huge rule in helping us find our new home, and in ensuring that we obtained a mortgage that was right for us.
Colette F (Surrey) 2017
Kelly, Thanks again for walking me through my house purchase. It was greatly appreciated. I knew I was in good hands. Your ability to explain my options without making me feel overwhelmed or pressured to pick one is what made me know I made the right decisions.
Aaron & Jenn K, Aug 2016
We couldn’t have asked for a better mortgage broker than Kelly!
We are first-time home buyers and just moved into our Vancouver condo in August. We had met with the bank prior to starting our home search and we only got basic information. We weren’t sure what to expect with a mortgage broker, but Kelly came recommended to us. We are so grateful that we met Kelly since she offered far more information and guidance through the entire process than we could have ever hoped. She is friendly, incredibly knowledgeable and very accessible. She even came to meet with us at our home and worked around our young kids’ schedules.
Kelly was proactive in identifying the credit bureau’s mistakes in one of our credit checks and helping us fix it before making our first offer. It really helped to minimize our stress having someone with so much experience in our corner. Kelly never pressured us, she always took the time to answer our questions and provide us with all the information needed to make decisions. She found us a low rate and great mortgage terms that suited our needs. Kelly is a genuine individual and incredible at her job. We highly recommend her.
Guy Steeves July 2017 Kelly is a mortgage professional and my expert to turn to! She provided exceptional service in answering all my questions. She made sure I felt comfortable with all the decisions I made regarding my mortgage. She was very helpful in determining my home buying budget and crunched the affordability #’s when I found a place I liked. She works fast. She is very responsive. She is reliable.
Working with a mortgage professional greatly reduced my stress that comes along with buying a home. I appreciate everything Kelly did to get me into my new home. I highly recommend Kelly to all my colleagues, friends and family!
Luz and Arnold Yong, 2017 Getting a mortgage can be a very stressful time. It is a real challenge to figure out your best option with so much information and factors to look at, overall it is an overwhelming process. Luckily Kelly Hudson was there to help us, not only she secured the best option for us, but also thoroughly and patiently explained to us each step of the way. She worked hard to find for us the best solution.
I couldn’t be happier and would recommend Kelly to any one looking the services of a professional, knowledgeable, patience, understanding, and friendly mortgage broker.
Bev & Rich (BC) Jan 2016 My husband and I recently worked with Kelly to secure our first mortgage. Kelly’s friendly, knowledgeable approach and attention to detail, coupled with her personal touches, made what is typically a daunting process, a very pleasant one to navigate. Thank you Kelly!
Amman H (Surrey) 2018
Had the pleasure of working with Kelly on my current mortgage and she was Amazing! Not familiar with a lot of the different issues and the many questions that I had, Kelly took all the time to answer and explain everything so that I was very comfortable when completing my mortgage. I would recommend Kelly to all my friends and family as she was the Best.
Christina (Surrey) Jan 2016 Buying my first home; we came to Kelly having already had issues with obtaining a mortgage from the bank and hoping Kelly could help us out. Kelly is amazing, she helped walk us through the entire process giving us step by step details and updates on what to do next and what else was needed to be done. She was also there to help explain all those little fine print things most people flip by and helped to explain them in detail and fill in any questions and/or concerns we had. Kelly is so wonderful to work with and I would recommend her to anyone!
Leslie (Pitt Meadows) Sept. 3, 2015 I learned so much about mortgages from Kelly! Kelly took the time to explain everything to us and answered all of our questions quickly and thoroughly. I highly recommend that you contact Kelly for your next mortgage if you want professional, personalized, and superior customer service!
Michael & Liana (Richmond): Apr. 27, 2015 Kelly was the first Mortgage Broker my fiancée and I came to see when we started looking for our first home. We didn’t know what to expect, but Kelly immediately put us at ease. She was knowledgable, friendly, and dedicated to ensuring that we were comfortable making such a big financial decision. Kelly consistently provided solid advice, answered all of our questions thoughtfully, and educated us about the mortgage industry. I would whole heartedly recommend Kelly to anyone.
Tracy K (Richmond, BC) Feb. 13, 2015 I had never used a mortgage broker before, so when my mortgage was up for renewal I knew I had to make a serious decision. I needed to decide if I was going to just sign on the dotted line and renew with my current mortgage company, or seek wise counsel with a mortgage broker to see if there was the opportunity to re-finance and pay off credit card debt. I contacted Kelly Hudson Mortgages to set up a meeting with her to talk about my situation and what to do next.
Kelly walked me through the entire process, step by step. She explained everything that needed to be done, what I needed to do and what she needed to do. It was evident to me from the start that we were a team, and Kelly was the quarterback… Long story short, we scored a touchdown and I was able to refinance, get out of debt, and have a bit of cash flow to get back on my feet. Kelly, your professionalism is second to none, and I respect you for that, but even more important, to me, is your kindness and your true caring and non-judgemental spirit that gently guided me toward the goal of getting out of debt. Thank you for that, and a big thank you for your wonderful home baking 🙂
Colin Y (Chilliwack, BC) Nov. 27, 2014 – Worked with Kelly to get my first mortgage, made everything easy and answered all my questions quickly and made the whole process a lot less stressful. I would highly recommend Kelly, Excellent service and got me a great rate!
Valerie C (Coquitlam, BC) Nov. 25, 2014 Kelly Hudson has been a great help for me as a first time home buyer. She helped answered lots of questions I had promptly and professionally. It was great working with her to go through my options and getting me a great rate.
Rui C (Richmond, BC) Oct. 17, 2014 – I recently had the pleasure of working with Kelly to renew my mortgage.
She went above and beyond meeting with me both at my work and home to help me complete before the deadline on my previous mortgage. She was able to beat my other provider significantly and in the end saved me 10’s of thousands of dollars. She also answered all of my questions and provided different options for me to consider when making my decision. I will not hesitate to refer her to anyone else I know needing a mortgage.
Marsha M. (Nanaimo, BC) Nov. 28, 2014 I was a first time home buyer and Kelly went above and WAY beyond to find me a great lender and a terrific rate. Her service was superb, she was always available when I had questions and helped me through the labyrinth of lending in and outs. I would gladly recommend Kelly to anyone looking for the best mortgage broker.
Amanda (Richmond, BC) June 2014 Working with Kelly on my mortgage was easy. She was very knowledgeable and thorough. Kelly made the process simple to follow and understand and in the end I received an even better rate than we had discussed. The service was excellent with follow up and timely answers to questions. Thanks Kelly
Top Qualities: Great Results, Personable, High Integrity
There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
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